CIC Banque Privée website commitments

Personal data protection

CIC Banque Privée has a strict policy of protecting the information you provide whilst browsing the website. In accordance with applicable regulations, you have the right to access, object to, rectify, erase and restrict the processing of your personal data, as well as the right to data portability. To exercise any of these rights, you can write to the following address:

Data Protection Officer
63 chemin Antoine Pardon
69814 TASSIN CEDEX

You can also file a complaint with the Commission Nationale de l’Informatique et des Libertés (CNIL - French Data Protection Authority), 3 place de Fontenoy TSA 80715 75334 PARIS CEDEX 07

Please view our personal data protection policy for legal entities.

Website and application publisher and host:

Website developer:

Crédit Industriel et Commercial (CIC Banque Privée).
Bank governed by Articles L.511-1 et seq. of the French Monetary and Financial code.
Public limited company with capital of €611,858,064
Head office: 6 avenue de Provence 75009 Paris.
Mailing address: 75452 Paris CEDEX 09.
Telephone: 01 45 96 96 96.
Email: contact your agency
SWIFT code: CMCIFRPP.
Registered with the Paris Trade and Companies Register: 542 016 381.
Intra-Community VAT: FR34542016381.
For operations carried out in its capacity as an intermediary in insurance transactions ORIAS 7 025 723 (www.orias.fr).
Credit institution approved by the Prudential Control and Resolution Authority ACPR, 4 Place de Budapest, CS 92459, 75436 París CEDEX 09.

Publication Director: Daniel BAAL, President.

Crédit Mutuel Gestion, a management company authorised by the AMF under number GP 97-023, a public limited company with a share capital of €1,108,224, having its registered office at 60 rue de la Victoire, 75009 Paris, registered with the Paris Trade and Companies Register under number B 319 180 675.

Publication Director:

Philippe Debaere, Director of CIC Banque Privée.

Email developer:

Crédit Industriel et Commercial Public limited company with capital of €611,858,064.
CIC Banque Privée Head office: 6 avenue de Provence – 75009 Paris.
Registered with the Paris RCS: 542 016 381.
ORIAS No.: 7 025 723.

Host:

Euro-Information.
Simplified Joint Stock Company
Head office: 4 rue Frédéric-Guillaume Raiffeisen, 67000 Strasbourg.
Registered with the Strasbourg Trade and Companies Register (RCS): 312 730 674.
Telephone: 03 88 14 88 14

Legal Notice

The general structure of the site and applications, software, texts, images whether animated or not, photographs, graphic elements as well as their presentation and assembly, and in general all other elements appearing on the site or applications are protected by intellectual property law.

CIC Banque Privée is protected under trade mark law.

All data relating to individuals collected directly by CIC Banque Privée and disseminated on its website or applications has been subject to a prior authorization request from the individuals concerned.

Any use on its site or applications of logos, personal information belonging to a third party as well as any dissemination of articles published in the written press has been subject to prior, express and written authorization (on paper or electronic media).

Use of the content of the site or applications

By accessing its site, its applications or any of its elements, CIC Banque Privée authorizes you to use them under the conditions defined below.

Under this right of use, the following uses are exclusively authorized:

a private, personal and non-transferable right of use over the content of its site and its applications or one of its elements,
a right of reproduction for storage for the purposes of representation on a single-user screen and reproduction, in one copy, for backup copy or printing on paper.

Any use of documents, of any nature whatsoever, from its site or its applications must mention the source.

However, any representation and/or reproduction, even partial, of the content of its site or its applications and/or any of its elements is expressly prohibited, in particular:

For commercial and/or distribution purposes.
Any use of any of the elements of its site or its applications in a networked computer environment.
When used as links. In particular, the presentation of a page of its site or its applications in a frame not belonging to CIC Banque Privée (using the "framing" ("transclusion") technique) and the insertion of an image belonging to CIC Banque Privée in a page not belonging to CIC Banque Privée (using the "in line linking" technique: a technique which allows an element, most often a graphic or audiovisual file, to be incorporated into an Internet page from another site; the incorporated element then appears on the screen automatically, without the user needing to click on the link) are prohibited.
The extraction, by permanent or temporary transfer of all or a qualitatively or quantitatively substantial part of protected or unprotected elements of its site or its applications causing any harm to CIC Banque Privée, on another medium, by any means and in any form whatsoever. This particularly concerns elements protected by Law No. 98-536 of July 1, 1998, concerning the legal protection of databases.
Reuse, by making available to the public all or a qualitatively or quantitatively substantial part of the content of the database, whatever the form. This particularly concerns elements protected by Law No. 98-536 of July 1, 1998, concerning the legal protection of databases.

However, the establishment of links to the page whose address is https://www.cic.fr is authorized, subject to compliance with the following cumulative conditions:

The page must appear under this(these) address(es),
the reproduction and representation of the links established from the figurative mark is authorized by CIC Banque Privée for this purpose only,
sites operating links to this address must carry out an activity and distribute information, images and any other support in accordance with public order and morality and generally comply with French law.

CIC Banque Privée reserves the right to modify or correct the content of its site or applications at any time and without notice.

CIC Banque Privée reserves all rights that are not expressly granted herewith.

Hypertext links established where applicable towards other sites from cic.fr/banqueprivee cannot, under any circumstances, engage the responsibility of CIC Banque Privée.

Pre-contract information

The CIC Banque Privée Web site is open for on-line distance selling. In compliance with the regulations, pre-contract information is provided for your use.

Approvals

By accessing this site or any of its components, you agree to use the licence granted by CIC on the conditions defined below. Access to the products and services described on this website may be restricted in respect of certain individuals or in certain countries. None of the products or services presented here shall be provided by CIC to a party if that is prohibited by the law in their country of origin or any other country relevant to them. All users shall be responsible for first checking with their usual advisers that their legal and tax status permits subscription to the products and/or services presented on the website. Under this licence, only the rights below are granted: a private, personal and non-transferable right to use the content of the website or any component thereof, a right to reproduction for storage for the purposes of representation on a single-station screen and reproduction in a single copy for the purposes of backing up or printing on paper; any use of documents of any type whatsoever from this website shall mention their source. Subject to the rights granted above, the representation and/or reproduction, even in part, of any content from this site and/or one of its components are expressly forbidden, in particular:

For commercial purposes and/or distribution, any use of one of the components of the site in a networked computer environment, by means of links. In particular, the presentation of a page from this site in a frame not belonging to CIC (using the framing technique) or the insertion of an image belonging to CIC in a page not belonging to CIC (using the in-line linking technique) are forbidden.
Repeated and systematic extraction of components, protected or otherwise, of the website causing any harm to CIC. This relates particularly to components protected by French Law No. 98-536 of 1 July 1998 regarding the legal protection of databases.

However, links may be set up to the webpage with the address CIC Banque Privée website if all the conditions below are met:

This page appears under this (these) address (addresses), if the links are made from the figurative mark, CIC permits reproduction and representation for that purpose only.
Websites linking to this address engage in activities and publish information, images or any other material which are/is not contrary to public policy or to good morals and more generally comply(ies) with French law. CIC reserves the right to modify these terms and conditions at any time.

CIC reserves the right to modify or correct the content of this site at any time and without notice. All rights that are not explicitly granted by these terms are reserved by CIC. Under no circumstances shall hypertext links provided to other sites from www.cic.fr make CIC liable in any way.

Customer relationship and Ombudsman department

The website of CIC Banque Privée website is available for online sales. In accordance with the regulations, you are provided with pre-contractual information.

Agrements

The Register of Insurance Intermediaries (ORIAS) lists individuals and legal entities authorized to carry out insurance or reinsurance intermediation activities.

The Caisse Fédérale CIC Banque Privée, a cooperative company organized as a public limited company with capital of €7,065,710,064 (RCS B 588 505 354), 4 rue Frédéric-Guillaume Raiffeisen 67906 Strasbourg Cedex 9 and the Caisses du de CIC Banque Privée are insurance intermediaries registered in the national register, under the unique identification number 07 003 758, available at www.orias.fr or at 01 53 21 51 70, for the following companies, governed by the insurance code:

ACM IARD S.A. - Registered with the Strasbourg RCS under 352 406 748
ACM Vie S.A. - Registered with the Strasbourg RCS under 332 377 597
ACM Vie SAM (Société d'Assurance Mutuelle - Mutual Insurance Company)
SERENIS ASSURANCES S.A. - Registered with the Romans RCS under 350 838 686

Online consumer reviews

Any review submitted is subject to moderation according to the following rules:

Publication in chronological order of entry of all reviews and general questions, except in the case of the presence of comments:
- referring to one of the following areas: racial or ethnic origins, sex, religion, political or trade union opinions, health
- defamatory, insulting, discriminatory, violating the dignity of persons or inciting hatred,
- enabling the identification of any person or other organization,
No consideration is provided in exchange for submitting reviews.
Each review comes from a verified customer who can be contacted
Published reviews can no longer be modified by their author but can be deleted by the latter and replaced by a new review
Reviews remain visible on the site for 2 years after their publication
The maximum retention period for reviews is 2 years.